India has rapidly transitioned from a cash-based economy to one reliant on digital payment systems. This has resulted in financial inclusion and greater transparency, but also expanded the system’s vulnerability to cybercrimes. This paper analyses India’s digital payments industry, maps the potential threat vectors and recommends measures to strengthen the cybersecurity of digital payment systems
Researcher, Cybersecurity Studies Programme and Manager, Management Office, Gateway House
Sagnik Chakraborty is a Researcher in Cybersecurity and Manager of the Management Office at Gateway House. His work focuses on technology and national security. A software programmer by profession, with more than nine years’ experience in the IT industry, he was with Tata Consultancy Services prior to joining Gateway House. He has held various roles in his IT career, starting from software developer to consultant to an operations and product manager. He is a graduate in physics from Fergusson College, Pune. His areas of research interest are cyber security, digital black markets, digital payment systems, messaging platforms, business analytics and disruptive technologies.
Cyber security, business analytics, digital black markets, digital payment systems, messaging platforms
Last modified: December 10, 2020
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